Smarter Global Payments

Terms & Conditions.

BACKGROUND:

These Terms and Conditions, along with any and all other documents linked to herein, lay forth the terms and conditions under which you may use this website, https://WorldwiseFX.com  (hereinafter referred to as "Our Site"). Please take the time to read over these Terms and Conditions and make sure you understand them.

When you use Our Site for the first time, you agree to comply with and be governed by these Terms and Conditions. You must immediately cease using Our Site if you do not agree to comply with and be governed by these Terms and Conditions.

1. Interpretation and Definitions

  • The following expressions have the following meanings in these Terms and Conditions, unless the context necessitates otherwise:

 

“Content” means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site;
“System” means any online communications facility that We make available on Our Site either now or in the future.  This may include, but is not limited to, contact forms, email, and live chat; and
“We/Us/Our” means WorldWiseFX, a company registered in England and Wales.

 

2. Information About Our Company

3. Use of Our Website

  • Our website is completely free to use.
  • It is your obligation to make all required arrangements to gain access to Our Site.
  • Our Site is provided on a “as is” and “as available” basis. We reserve the right to change, suspend, or terminate Our Site (or any portion of it) at any time and without prior notice. If Our Site (or any part of it) is inaccessible at any time or for any period, we will not be liable to you in any manner.

4. Rights to Intellectual Property

  • Unless otherwise stated, all Content on Our Site, as well as the copyright and other intellectual property rights in that Content, belongs to Us or has been licensed by Us. All content is protected by intellectual property laws and treaties in the United Kingdom and around the world.
  • Except as provided in sub-Clauses 4.3 and 4.6, you may not duplicate, copy, distribute, sell, rent, sub-license, store, or use Content from Our Site in any other way unless We have granted you specific written permission to do so.
  • You may:
    • You may use a web browser to access, view, and interact with Our Site (including any web browsing functionality built into other types of software or apps);
    • For caching purposes, download Our Site (or any part of it). ;
    • Print [one copy of any] of Our Site's page[s];
    • Download excerpts from Our Site's pages; and
    • Save pages from Our Site to your computer for later access and/or offline viewing.
  • It is always necessary to acknowledge our status as the owner and author of the Content on Our Site (or that of identified licensors, where applicable).
  • You must first obtain a license from Us (or our licensors, as applicable) before using any Content saved or downloaded from Our Site for commercial purposes. This does not exclude business users or consumers from accessing, viewing, and using Our Site for general information purposes.
  • The requirements of Chapter III of the Copyrights, Designs and Patents Act 1988, titled "Acts Permitted in Relation to Copyright Works," are not limited or excluded by these Terms and Conditions. encompassing, in particular, temporary copies; research and private study; creating copies for text and data analysis for non-commercial research; criticism, review, quotation, and news reporting; caricature, parody, or pastiche; and the inclusion of copyright material by accident.

5. Our Website's Links

  • You may link to Our Site as long as you do so in a fair and legal manner; you do not link in a way that implies any form of association, endorsement, or approval on Our part where none exists; and
    • you do not link in a way that suggests any form of association, endorsement, or approval on Our part where none exists.
    • You do not use any of the logos or trade marks displayed on Our Site without first obtaining our express written consent
    • you do not do so in a way that is intended to harm or unfairly exploit Our reputation.
  • Any page on Our Site may be linked to.
  • Without Our prior written permission, framing or embedding of Our Site on other websites is not permitted. For further information, please contact us at  info@WorldWiseFX.com for further information.
  • You may not create a connection to Our Site from any other website that contains anything that:
    • is explicit in its sexual content;
    • is obscene, intentionally insulting, hateful, or provocative in any way;
    • encourages violence;
    • encourages or aids in any illegal conduct;
    • discriminates against or defames any individual, group, or class of individuals, regardless of race, sex, religion, nationality, disability, sexual orientation, or age;
    • is meant to threaten, harass, annoy, frighten, discomfort, upset, or embarrass another person, or is otherwise likely to do so;
    • is designed or otherwise likely to fool someone else;
    • is designed to intrude on (or threaten to infringe on) the private of another individual;
    • misleadingly impersonates someone or otherwise misrepresents a person's identity or association in a deceptive manner (obvious parodies are not covered in this definition if they do not fall under any of the other provisions of this sub-Clause 5.4);
    • suggests any kind of connection to Us even if none exists;
    • infringes on, or helps to infringe on, another party's intellectual property rights (including, but not limited to, copyright, trade marks, and database rights); or
    • is made in violation of any legal obligation due to a third party, including, but not limited to, contractual obligations and confidentiality obligations.
  • Sub-Clause 5.4 does not apply to content posted to sites by other users as long as the principal purpose of the site complies with the provisions of sub-Clause 5.4. For example, you are not forbidden from publishing links on general-purpose social networking sites just because another user has done so. However, publishing links to websites that focus on or encourage the submission of such materials from users is forbidden.

6. Hypertext Links to Other Websites

Our Site may include links to other websites. These sites are not under Our control unless otherwise noted. We do not assume or accept responsibility for the content of third-party websites. The presence of a link to another site on Our Site is provided solely for your convenience and does not imply any endorsement of the sites or those in control of them.

7.How to Use Our System

  • You may use Our System at any time to Contact WorldwiseFX. Please note the following; you must not:
    • You may contact Us at any time by using Our System. Please take note of the following: you must not communicate in an obscene, deliberately offensive, hateful, or otherwise inflammatory manner; you must not communicate in an obscene, deliberately offensive, hateful, or otherwise inflammatory manner; you must not communicate in an obscene, deliberately offensive, hateful;
    • submit any anything that encourages violence;
    • post information that encourages or aids illegal action of any kind;
    • submit material that is discriminatory or defamatory to any person, group, or class of people, regardless of race, sex, religion, nationality, disability, sexual orientation, or age;
    • submit information that is meant to threaten, harass, irritate, alarm, inconvenience, upset, or embarrass another person, or is otherwise likely to do so;
    • submit information that has been calculated or is likely to deceive in any way;
    • disclose material that is intended to infringe (or threatens to infringe) on the privacy of another individual;
    • impersonate someone falsely or otherwise falsify your identity or connection in a way that is intended to deceive;
    • indicate any kind of relationship with Us when none exists;
    • infringe on, or aid in the infringement of, another party's intellectual property rights (including, but not limited to, copyright, trade marks, and database rights); or
    • submit information in violation of any legal obligation owed to a third party, including but not limited to contractual and confidentiality obligations.
  • We reserve the right to monitor any and all conversations made through Our System.
  • Any information you transmit to Us through Our System may be amended by Us, and you relinquish your moral right to be identified as the creator of that information by giving it to Us.
  • Any personal information you send to Us (including, but not limited to, your name and contact information) will be collected, processed, and stored in accordance with your rights and Our obligations under the Data Protection Act 1998, as outlined in Clause 13.

8. Disclaimers

  • Nothing on Our Site should be construed as professional advice. It is just supplied for informational purposes.
  • We make no representation, warranty, or guarantee that Our Site will meet your expectations, that it will not infringe on third-party rights, that it will be compatible with all software and hardware, or that it will be secure, to the extent permitted by law.
  • We make reasonable efforts to ensure that the information on Our Site is accurate, complete, and current. We do not, however, make any express or implied representations, warranties, or guarantees that the Content is complete, accurate, or up-to-date.
  • No portion of Our Site is intended to be construed as a legally binding contract. No goods or services are sold through Our Site, and the information on goods and services available on Our Site is offered solely for educational reasons.
  • We make reasonable steps to guarantee that any pricing information displayed on Our Site is accurate at the time of publication. We retain the right to change pricing at any moment, and we retain the right to add or delete special offers and promotions at any time. All pricing information is continuously reviewed and updated.
  • Minor variances or inaccuracies may occur despite our best efforts to ensure that all representations and descriptions of goods and services offered from Us correspond to the actual goods and services provided.
  • We make no claim, warranty, or guarantee that the goods and services depicted on Our Site will be available from Us. If you have any questions about the availability of any item, please contact Us.

9. Our Legal Responsibility

  • To the fullest extent permitted by law, We accept no liability to any user for any loss or damage, whether foreseeable or not, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of (or inability to use) Our site
  • We disclaim any representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content posted on Our Site to the maximum extent permitted by law.
  • We accept no liability for any loss of profits, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or any indirect or consequential loss or damage if you are a business user.
  • We take every possible precaution to ensure that Our Site is free of viruses and other malware. We accept no responsibility for any loss or damage caused by a virus or other malware, a distributed denial of service attack, or any other harmful material or event that may harm your hardware, software, data, or other material as a result of your use of Our Site (including downloading any Content from it) or any other site referred to on Our Site.
  • We do not assume or accept any responsibility or liability for any disruption or non-availability of Our Site caused by external factors such as ISP equipment failure, host equipment failure, communications network failure, natural events, acts of war, or legislative limitations and censorship.
  • Nothing in these Terms and Conditions limits or excludes Our responsibility for fraud or fraudulent misrepresentation, death or personal injury caused by negligence, or any other types of liability that cannot be limited or eliminated by law. Please contact your local Citizens' Advice Bureau or Telecommunications Industry Association for a complete list of consumer legal rights, including those relating to digital content.

10. Viruses, Malware, and Security

  • We utilize all reasonable care and skill to keep Our Site secure and free of viruses and other malware.
  • You are responsible for preventing viruses, malware, and other internet security threats from infecting your hardware, software, data, and other materials.
  • You must not intentionally introduce viruses or other malware, as well as any other malicious or technologically damaging content to or through Our Site.
  • You shall not attempt to gain unauthorized access to any portion of Our Site, the server on which Our Site is hosted, or any other server, computer, or database that is connected to Our Site.
  • You may not use a denial of service attack, a distributed denial of service attack, or any other method to attack Our Site.
  • You may be committing a criminal offense under the Computer Misuse Act 1990 if you violate the provisions of subclauses 10.3 to 10.5. Any and all breaches will be notified to the appropriate law enforcement agencies, and We will fully comply with them by disclosing your identification. In the event of such a breach, your permission to use Our Site will be immediately terminated.

11. Acceptable Use Policy

    • You are only permitted to use Our Site in a lawful manner. Specifically:
    • You must ensure that all local, national, and international laws and/or regulations are followed to the letter;
    • You must not use Our Site in any way or for any fraudulent or illegal purpose.
    • You must not use Our Site to mail, upload, or otherwise transfer data that contains any virus or other malware, or any other code designed to harm computer hardware, software, or data of any kind; and
    • You may not use Our Site in any form or for any purpose that is intended to cause harm to any person or persons.

    12. Cookies and Privacy

    Our Cookie and Privacy Policies.also control how you use our site

    13. Data Security

    • All personal information We collect (including, but not limited to, your name and contact information) will be collected, processed, and stored in compliance with the General Data Protection Regulations, as well as your rights and obligations under that Act.
    • We may use your personal information for the following purposes:
      • We will respond to any communication you send us;
      • Important notices will be sent to you, as specified in Clause 14;
    • We will not share your personal information with any other parties unless you have given us your express permission.

    14. Communications for Us

    • If We have your email address, We may send you important notices from time to time. These alerts could include, but are not limited to, service adjustments and changes to these Terms and Conditions.
    • We will never send you marketing emails without your explicit permission. You can withdraw your consent at any moment if you give it. We include an unsubscribe link in all marketing
    • emails we send. It may take up to 14 business days for your revised choices to take effect if you opt out of getting emails from Us at any time.
    • Please contact Us at  info@WorldWiseFX.comwith any queries or complaints concerning communications from Us (including, but not limited to, marketing emails).

    15. Modifications to these Terms & Conditions

    • We have the right to change these Terms and Conditions at any moment. Any such modifications shall bind you upon your first use of Our Site following the implementation of the modifications. As a result, you should revisit this page from time to time.
    • If there is a discrepancy between the current version of these Terms and Conditions and any previous version(s), the current and effective provisions will take precedence unless otherwise noted.

    16. Getting in Touch

    Please contact Us via Our System, email at  info@WorldWiseFX.com, or any of the other means listed on Our contact page.

    17.Jurisdiction and Law

    • These Terms and Conditions, as well as any contractual or other relationship between you and Us, will be governed by and construed in accordance with English law.
    • If you are a consumer, any disputes arising out of or in connection with these Terms and Conditions, the relationship between you and Us, or any matters arising out of or in connection with them (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residence.
    • If you are a business, any disputes arising out of or in connection with these Terms and Conditions, the relationship between you and Us, or any matters arising out of or in connection with them (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

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